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Our Privacy Policy
What
This Privacy Policy Covers
- This policy covers
how FiscalMiracle treats personal information that FiscalMiracle
collects and receives, including information related to your past
use of FiscalMiracle products and services. Personal information is
information about you that is personally identifiable like your
name, address, email address, or phone number, and that is not
otherwise publicly available.
- This policy does
not apply to the practices of companies that FiscalMiracle does not
own or control, or to people that FiscalMiracle does not employ or
manage. In addition, certain FiscalMiracle associated companies such
as Inktomi,
Overture, and Altavista have
their own privacy statements which can be viewed by clicking on the
links.
Information
Collection and Use
General
- FiscalMiracle
collects personal information when you register with FiscalMiracle,
when you use FiscalMiracle products or services, when you visit
FiscalMiracle pages or the pages of certain FiscalMiracle partners,
and when you enter promotions or sweepstakes. FiscalMiracle may
combine information about you that we have with information we
obtain from business partners or other companies.
- When you register
we ask for information such as your name, email address, birth date,
gender, zip code, occupation, industry, and personal interests. For
some financial products and services we may also ask for your
address, Social Security number, and information about your assets.
Once you register with FiscalMiracle and sign in to our services,
you are not anonymous to us.
- FiscalMiracle
collects information about your transactions with us and with some
of our business partners, including information about your use of
financial products and services that we offer.
- FiscalMiracle
automatically receives and records information on our server logs
from your browser, including your IP address, FiscalMiracle cookie
information, and the page you request.
- FiscalMiracle uses
information for the following general purposes: to customize the
advertising and content you see, fulfill your requests for products
and services, improve our services, contact you, conduct research,
and provide anonymous reporting for internal and external clients.
Children
- When a child under
age 13 attempts to register with FiscalMiracle, we ask that he or
she have a parent or guardian create a FiscalMiracle Family Account
to obtain parental permission.
- FiscalMiracle will
not contact children under age 13 about special offers or for
marketing purposes without a parent's permission.
- FiscalMiracle does
not ask a child under age 13 for more personal information, as a
condition of participation, than is reasonably necessary to
participate in a given activity or promotion.
Information
Sharing and Disclosure
- FiscalMiracle does
not rent, sell, or share personal information about you with other
people or nonaffiliated companies except to provide products or
services you've requested, when we have your permission, or under
the following circumstances:
- We provide the
information to trusted partners who work on behalf of or with
FiscalMiracle under confidentiality agreements. These companies may
use your personal information to help FiscalMiracle communicate with
you about offers from FiscalMiracle and our marketing partners.
However, these companies do not have any independent right to share
this information.
- We have a parent's
permission to share the information if the user is a child under age
13. Parents have the option of allowing FiscalMiracle to collect and
use their child's information without consenting to FiscalMiracle
sharing of this information with people and companies who may use
this information for their own purposes;
- We respond to
subpoenas, court orders, or legal process, or to establish or
exercise our legal rights or defend against legal claims;
- We believe it is
necessary to share information in order to investigate, prevent, or
take action regarding illegal activities, suspected fraud,
situations involving potential threats to the physical safety of any
person, violations of FiscalMiracle's terms of use, or as otherwise
required by law.
- We transfer
information about you if FiscalMiracle is acquired by or merged with
another company. In this event, FiscalMiracle will notify you before
information about you is transferred and becomes subject to a
different privacy policy.
- FiscalMiracle
displays targeted advertisements based on personal information.
Advertisers (including ad serving companies) may assume that people
who interact with, view, or click on targeted ads meet the targeting
criteria - for example, women ages 18-24 from a particular
geographic area.
- FiscalMiracle does
not provide any personal information to the advertiser when you
interact with or view a targeted ad. However, by interacting with or
viewing an ad you are consenting to the possibility that the
advertiser will make the assumption that you meet the targeting
criteria used to display the ad.
- FiscalMiracle
advertisers include financial service providers (such as banks,
insurance agents, stock brokers and mortgage lenders) and
non-financial companies (such as stores, airlines, and software
companies).
- FiscalMiracle
works with vendors, partners, advertisers, and other service
providers in different industries and categories of business. For
more information regarding providers of products or services that
you've requested please read our detailed reference links.
Cookies
- FiscalMiracle may
set and access FiscalMiracle cookies on your computer.
- FiscalMiracle lets
other companies that show advertisements on some of our pages set
and access their cookies on your computer. Other companies' use of
their cookies is subject to their own privacy policies, not this
one. Advertisers or other companies do not have access to
FiscalMiracle's cookies.
- FiscalMiracle uses
web beacons to access FiscalMiracle cookies inside and outside our
network of web sites and in connection with FiscalMiracle products
and services.
Your Ability to
Edit and Delete Your Account Information and Preferences
General
- You can edit your
FiscalMiracle Account Information, including your marketing
preferences, at any time.
- New categories of
marketing communications may be added to the Marketing Preferences
page from time to time. Users who visit this page can opt out of
receiving future marketing communications from these new categories
or they can unsubscribe by following instructions contained in the
messages they receive.
- We reserve the
right to send you certain communications relating to the
FiscalMiracle service, such as service announcements, administrative
messages and the FiscalMiracle Newsletter, that are considered part
of your FiscalMiracle account, without offering you the opportunity
to opt-out of receiving them.
- You can delete
your FiscalMiracle account by visiting our Account Deletion page.
Children
- Parents can
review, edit, and delete information relating to their child's
FiscalMiracle account using tools offered by FiscalMiracle Family
Accounts.
- If a parent
chooses not to allow us to further collect or use a child's
information, parents enrolled in FiscalMiracle Family Accounts can
delete their child's account by signing into that child's account
and then visiting our Account Deletion page.
Confidentiality
and Security
- We limit access
to personal information about you to employees who we believe
reasonably need to come into contact with that information to
provide products or services to you or in order to do their jobs.
- We have
physical, electronic, and procedural safeguards that comply with
federal regulations to protect personal information about you.
Changes to this
Privacy Policy
- FiscalMiracle
may update this policy. We will notify you about significant
changes in the way we treat personal information by sending a
notice to the primary email address specified in your
FiscalMiracle account or by placing a prominent notice on our
site.
Questions and
Suggestions
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